REQUEST A TOUR If you would like to see this home without being there in person, select the "Virtual Tour" option and your advisor will contact you to discuss available opportunities.

In-PersonVirtual Tour

Josh Cotton

josh@welcomehome904.com +1(904) 982-8461

$ 389,000

Est. payment | -/mo

3 Beds

2 Baths

1,603 SqFt

Save Virtual Tour

$ 389,000

Est. payment | -/mo

Save Virtual Tour

3 Beds

2 Baths

1,603 SqFt

Open House

Sat Jul 11, 12:00pm - 4:00pm

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,603 sqft

Price per Sqft $242

Subdivision Island Lakes

MLS Listing ID P4934266

Bedrooms 3

Full Baths 2

HOA Fees $50/qua

HOA Y/N Yes

Annual Recurring Fee 200.0

Year Built 2006

Annual Tax Amount $5,193

Lot Size 0.400 Acres

Acres 0.4

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

Virtually Staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26!

Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality.

A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout.

The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle.

Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting.

Whether you're looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

Location

State FL

County Polk

Community Island Lakes

Area 33881 - Winter Haven / Florence Villa

Interior

Interior Features Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)

Heating Central

Cooling Central Air

Flooring Laminate

Fireplace false

Appliance Dishwasher, Microwave, Range, Refrigerator

Laundry Inside

Exterior

Exterior Feature Lighting

Garage Spaces 2.0

Utilities Available Electricity Connected, Water Connected

Waterfront Description Lake Privileges

View Y/N Yes

Water Access Yes

Water Access Desc Lake - Chain of Lakes

Roof Type Shingle

Porch Covered, Front Porch, Rear Porch, Screened

Attached Garage true

Exposure South

Garage true

Private Pool No

Building

Lot Description City Limits, Paved

Story 1

Entry Level One

Foundation Slab

Lot Size Range 1/4 to less than 1/2

Sewer Public Sewer

Water Public

Structure Type Block,Stucco

New Construction false

Others

Pets Allowed Cats OK, Dogs OK, Yes

Senior Community No

Ownership Fee Simple

Monthly Total Fees $16

Acceptable Financing Cash, Conventional, FHA, VA Loan

Membership Fee Required Required

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/P4934266

Listed by Don Jerue KELLER WILLIAMS REALTY SMART 1

NEARBY SCHOOLS & PROPERTIES

"People Before Property"

Assisting buyers and sellers in achieving their goals is literally what I love to do!

+1(904) 982-8461

josh@welcomehome904.com

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4099 ISLAND LAKES DR Winter Haven, FL 33881